In a partnership insurance arrangement, who pays the highest premium?

In a partnership insurance arrangement, the premium that each partner pays is typically influenced by their age and health status. Generally, older individuals are considered to be at a higher risk for claims due to their increased likelihood of health issues as they age. Consequently, insurance companies often charge higher premiums to older partners based on this risk assessment.

In this scenario, the oldest partner is responsible for paying the highest premium because insurance pricing is risk-based, with age being a significant factor. The older a partner is, the more likely it is that they may require insurance benefits sooner than younger partners, resulting in a higher cost for the insurance policy. This premium structure reflects the insurance industry's approach to manage risk and ensure that premiums are commensurate with the probability of claims being made.

The other options reflect different ages or combinations of ages that do not surpass that of the oldest partner, leading to lower premium costs for those individuals due to their relatively lesser risk profiles.