The Disclosure of Information Notice for a unit-linked whole of life policy must show the increased premium to provide cover until which subsequent birthday?

In the context of unit-linked whole of life policies, the Disclosure of Information Notice is a crucial document that informs policyholders about important aspects of their coverage, including premium adjustments. When it comes to the increased premium for maintaining life insurance coverage, it is standard practice for the policy to remain in force until a certain age, ensuring that the policyholder has adequate protection for a significant portion of their lifetime.

In many jurisdictions, including those governed by specific insurance regulations, this age is set to 92. This means that the calculations for the premium increase will extend the insurance coverage until the insured reaches their 92nd birthday. This arrangement allows for risk assessments based on mortality rates and ensures that the insurer can cover the policyholder’s life risk adequately throughout a longer lifespan.

Thus, in the context of the question, the correct answer promises protection and aligns with regulatory standards concerning premium disclosures for unit-linked policies, making it vital for consumers to receive this information clearly.